The right insurance solution for you

Reach Financial Services are specialists in finding the right insurance solution to fit your needs and budget
GAP Insurance
  • Cover up to 5 years
  • Cover up to £30,000
Learn more Get a GAP Quote

Why Choose Reach?

Reach Financial Services have been providing personal financial solutions for over 14 years. Our extensive product range is made up of affordable, appropriate and competitively priced insurance products.

Unlike some other GAP insurance providers, we tailor our services so that all products are suitable to each customer’s individual needs and budgets.

Our GAP insurance cover is underwritten by Building Block Insurance PPC (BBI)

What is GAP Insurance?

GAP Asset Protection, more commonly known as GAP insurance or GAP coverage is an insurance that sits alongside your comprehensive car insurance to cover the shortfall if your car is written off or declared a total loss.


Why choose GAP Insurance

A vehicle is stolen every minute, 33% of which are never recovered

Cars depreciate by an average of 60% over a 3-year period


Car insurance settlements are always less than the price you pay for your car

When a write off occurs you lose out and have to raise the funds for any short fall

Flexible cover

Reach GAP car insurance offers three different types of cover:

Return to Invoice (RTI Insurance)

Pays the difference between what your car insurer pays out and the invoice price you paid

Return to Value (RTV Insurance)

Pays the difference between what your car insurer pays out and the value of the car when it was first purchased

Finance GAP insurance

Pays the difference between how much your car insurer pays and the amount of outstanding finance

Ready to make a policy with Reach?

Manage your policies online

Access your policies any time through your online account

Reach C2MS
Quote and Buy online

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Quick Access and Management

View and manage your policies online at any time

Easy Renewals and Document Download

Keep track of your policy documents and download when you need them

Looking for simple basic cover?

We also offer simpler GAP insurance cover